Please ensure Javascript is enabled for purposes of website accessibility Financing and Payment Options – Happy Jewelers

Financing and Payment Options

For Orders Placed Through Our Website

We accept all major credit and debit cards, Apple Pay, Google Pay, PayPal, and Shop Pay.

We reserve the right to request an alternative form of payment if a transaction cannot be verified through our standard security checks.

For Orders Placed In-Store or Remotely

We accept all major credit and debit cards, Apple Pay, Cryptocurrency, Cashier’s Checks, PayPal, and Wire Transfers.

Note: Cash is only accepted for transactions under $10,000.

We reserve the right to request an alternative form of payment if a transaction cannot be verified through our standard security checks.

Synchrony Financing

Enjoy 6 or 12 Months Promotional Financing on Eligible Purchases

  • Apply with a simple one-time credit check
  • 6 months promotional financing on purchases from $300–$2,999
  • 12 months promotional financing on purchases of $3,000 or more
  • Standard APR applies after the promotional period ends and may vary based on creditworthiness.
  • Available to qualified U.S. residents only
  • Financing is available on eligible purchases and excludes luxury watch purchases. Contact us for additional details.

Affirm Financing – Split Payments

  • 4 interest-free payments every 2 weeks OR monthly installments (interest varies)
  • Financing available for amounts between $50 and $30,000
  • Only available for qualified U.S. residents

Deposit Option – Custom Jewelry or Watch Sourcing

  • Place a 30% non-refundable deposit to begin production or sourcing
  • Remaining balance must be paid when the item is ready for pick-up
  • Items must be picked up within 90 days of purchase. Failure to do so will forfeit your deposit and your item(s) will be restocked.